Spectrum Mortgage is a licensed mortgage broker in the State of Hawaii specializing in Hard Money (private investor) Loans and Non-Recourse Fixed Rate Commercial Loans. We also offer a full range of other residential and commercial loan programs (see Loan Programs Available for details)
Meet The Principals
Contact Us

Q. What is a Hard Money Loan?
A. Hard Money Loans are asset based real estate loans. These loans can close in a very short time with little documentation, or verification. [More...]
Q. What are your terms for commercial loans?
A. We can offer fixed rate and non-recourse financing, certain restrictions apply. [More...]
Q. Why should I use a Mortgage Broker?
A. A Mortgage Broker provides the very valuable benefit of FLEXIBILITY. [More...]
Q. Does it cost me more to deal with a Mortgage Broker?
A. In general, it shouldn't cost any more to work through a Broker than it would to go to the lender yourself [More...]


  • Hard Money
  • Commercial
  • 30/15 Year Fixed Rate
  • Adjustable Rate Mortgages
  • Jumbo and Super Jumbo Loans
  • Second Home Loans
  • Vacation Home Loans
  • Investor Loans
  • Zero Point Loans
    [More...]

    Money Saving Tips

    How Much Can I Borrow?

    Glossary


    Spectrum Mortgage Pioneer Plaza 900 Fort Street Mall, Suite 520 Honolulu, Hawaii 96813 Bus: (808) 522-5522, Fax (808) 599-5941