Frequently Asked Questions (FAQ) Q. What is a Hard Money Loan? A. Hard Money Loans are asset based real estate loans. These loans can close in a very short time with little documentation, or verification. [More...] Q. What are your terms for commercial loans? A. We can offer fixed rate and non-recourse financing, certain restrictions apply. [More...] Q. Why should I use a Mortgage Broker? A. A Mortgage Broker provides the very valuable benefit of FLEXIBILITY. [More...] Q. Does it cost me more to deal with a Mortgage Broker? A. In general, it shouldn't cost any more to work through a Broker than it would to go to the lender yourself [More...]