How Much Can I Borrow? Assumptions: 30 year fixed rates used, 20% down payment, $200 per month property taxes and homeowners insurance, no other monthly obligations factored in. Notes: For a refinance, subtract 20% from the "purchase price" for a quick estimate. For purchases with less than 20% down, or if you have other monthly oblications - e-mail Spectrum Mortgage. Gross (pre tax) monthly income: 2000 3000 4000 5000 6000 7000 8000 9000 10000 11000 12000 13000 14000 15000 16000 17000 18000 19000 20000 Interest Rate: 6% 6.5% 7% 7.5% 8% 8.5% 9% 9.5% E-Mail Address:   (Please click only once. It may take up to a minute to process. Results will be calculated and e-mailed to you) Spectrum Mortgage Pioneer Plaza 900 Fort Street Mall, Suite 520 Honolulu, Hawaii 96813 Bus: (808) 522-5522, Fax (808) 599-5941